Pearl Price Guides

Pearl prices confuse buyers for a simple reason: two pearls that look similar in a photo can differ in price by a factor of ten, and most retailers never explain why. The honest answer is that price is set by a handful of measurable factors — species, size, shape, luster, surface quality and colour — and once you understand how each one moves the number, pearl pricing stops feeling arbitrary.

Species sets the baseline. Akoya pearls (Pinctada fucata) are the smallest of the classic saltwater pearls and the most affordable entry into mirror luster. Tahitian pearls (Pinctada margaritifera) carry a premium for their natural dark colours. South Sea pearls (Pinctada maxima) sit at the top, because the oyster is the largest used in pearl culture and the pearls take the longest to grow. From that baseline, size scales price steeply — not linearly. A 14mm South Sea pearl is not 40% more than a 10mm; it can be several times the price, because large pearls demand longer culture time and more risk to the farmer. Shape and surface then separate the exceptional from the commercial: perfectly round, clean-surfaced pearls are a small fraction of every harvest, while buttons, drops and baroques deliver the same nacre at a meaningful discount.

Because we sell farm-direct, we publish real numbers from our own catalog rather than vague ranges. The guides below cover every major question we hear about pearl value — what pearls cost today by type and size, how grading scales like AAA actually work, what makes one strand worth more than another, and whether older or inherited pearls still hold value. Each guide is written from current stock data, not recycled price tables.

Pearl price & value guides

Ready to compare against live stock? Our loose South Sea pearls and loose Tahitian pearls show real per-pearl prices by size and grade.

2026 Pearl Price Index — live catalogue data

Median starting prices across our 611 certified pieces, by pearl species and jewellery type (June 2026). Loose Akoya and freshwater are omitted because they are sold finished rather than per pearl.

Pearl type Loose pearl (each) Necklace Earrings
White South Sea (Pinctada maxima) $170 $1,625 $319
Tahitian black (P. margaritifera) $42 $979 $298
Akoya (P. fucata) $286 $99
Freshwater $156 $61

Full ranges: White South Sea necklaces $288–$5,800; Tahitian necklaces $98–$1,694; South Sea earrings $70–$684; loose Tahitian pearls from $16. Method: median of each product’s starting price across the live catalogue, June 2026. South Sea = Pinctada maxima, Tahitian = Pinctada margaritifera; all natural colour, sold with a certificate of authenticity stating species, size and colour.

Pearl types at a glance

Type Oyster species Origin Typical size Natural colours Relative value
White South Sea Pinctada maxima (silver-lipped) Australia, Indonesia, Philippines 9–20 mm White, silver, blue Highest
Golden South Sea Pinctada maxima (gold-lipped) Indonesia, Philippines 9–16 mm Champagne to deep gold Highest
Tahitian (black) Pinctada margaritifera French Polynesia 8–16 mm Black, peacock, green, aubergine High
Akoya Pinctada fucata Japan, China 5–9 mm White, cream (rosé/silver overtone) Mid
Freshwater Hyriopsis mussels China 4–12 mm White, pink, lavender Entry